Borrow. Maybe next year we’ll be able to keep him in school without borrowing money, but this year, there’s no way. So, we took out a PLUS loan. Excellent rates, and good terms. And the money can just sit there in a savings account, calling out to me, while we slowly continue to spiral deeper and deeper into debt, with no apparent way out. The check arrived yesterday, and it’s SO tempting to just go to Europe or something with the money.
Unless…I had an interview yesterday. It went very well. It’s a good job. I’m hopeful.
Little boy spent the night Tuesday at Older Son’s bachelor pad in Baton Rouge. He got home last night, with Older Son and Roommate. Older Son and I went shopping, and he spent the night here. He’s still sleeping on the couch. Just like old times!
School starts for him on Monday, and for Small Son on Tuesday.
I feel your pain! The first year is the worst. For some reason, the financial aid starts flowing after that & then you can quit eating beans three nights a week. (just twice a week now)
Daughter #2 will graduate from NMSU in December and Daughter #3 heads down that way the day after tomorrow. If the 6 mos. overlap doesn’t kill us, nothing will!
Has younger son already called dibs on older son’s room? We are spending our entire labor day weekend moving children from one room to another in what we call the “college migration”. Youngest daughter called dibs on #3’s room a year and a half ago…no sense wasting time.
- Lori
We have TWO empty bedrooms! Well, one is not empty, but has a treadmill and a small TV in it. The other is the temporary home of the stuff we bought for Older Son’s pad last night.
Younger son has not expressed an interest in any of the empty rooms. He wants to be where the people are. After Older Son is gone for good, YS may take up residence on the sofa. Then we’ll have three empty bedrooms.
Wow. 3 empty bedrooms. I grew up in a more cramped house than that, and it took only a couple of months before my parents turned my bedroom into a den/computer room.
On an anthropological basis, your purpose in life is to sacrifice all resources to your offspring in order for them to spawn more offspring. I can just feel the life sapping out of me as I write. -B
Woo-hoo! Empty rooms! Can I bring some of our excess junk over and store it at your place?
Debt debt and more debt where would we be without it? My friend just filed Chapter 13 bankruptcy. I didn’t know much about it but wow what a deal! She will pay back ALL HER DEBT (70 grand) (except house) in 5 years instead of 30 yrs. The creditors all lowered their interest rate. She is so relieved. I am jealous. She sees a light at the end of the tunnel. She said you have to have less than 40% equity in your house to be able to keep it. If more than that they make you sell it BUT they give each spouse 10 or 20 grand to reestablish…can’t remember which. Her house is only 2 yrs old so she gets to keep it. She doesn’t lose anything except she had to sell a little bit of stock she had.
It’s fun when kids start moving out of the house. Scary but fun. We get to worry in different kinds of ways (like are they eating? are they getting up on time?) But it’s all worth it. sigh
Gotta go read the rest of your recent blogs…I am behind.
ugh. i feel for you. husband just started law school, and it’s scary and overwhelming to pay for it, even with his academic scholarship and grant. tell him to go make friends with his financial aide people, they are often underused and have ways of digging up money when you need it.